This Is How We Work
Elite Investment & Credit Pte Ltd is a top licensed money lender registered under the list of licensed money lenders in Singapore in Ministry of Law’s website. Our team of experienced loan consultants is dedicated to helping you navigate the process, and ensuring you receive the best loan package with low interest rates and transparent loan agreements.
Step 1
Easy Online Submission
Enjoy a seamless and fuss-free loan application process. Submit your request quickly and securely online using Singpass Myinfo or the loan application form. Let us know the loan amount you require, and our skilled loan officers will promptly assess your case.
Step 2
Express Approval Time
We understand the urgency of financial needs. Our team ensures that your loan is approved swiftly, often within an hour provided you have submitted all required documents and meet our criteria.
Step 3
Fast Cash Disbursement
Before you sign the contract, we will explain the loan repayment including the fees and interests. Once the loan contract is signed, you’ll receive fast cash on the same day at our office.
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Why Choose Us?
- Lower Interest Rates, Higher Borrowing Limits
Whatever your loan purpose, we are here to meet your needs with one of the lowest interest rates and flexible limits. - Convenient Loan Applications, Exclusive Perks
Apply for a loan effortlessly via our Singpass MyInfo and enjoy a range of attractive benefits tailored for you. - Complete Privacy & Security
Your confidentiality is our priority. Rest assured, your personal information will never be shared. - Extended Loan Tenures for Your Convenience
We offer flexible loan repayment plans designed to suit your unique financial situation. - Simple Eligibility, Free Cancellation
With relaxed loan criteria, we ensure higher approval rates and the option to cancel without any fees. - Customised Packages for All Income Groups
We believe financial assistance should be accessible to everyone, including individuals with lower incomes.
Find the Best Loan Services that Suit Your Needs
We take pride in being a trusted licensed money lender in Singapore, offering tailored loan solutions to suit your unique financial needs.
Personal Loan
Need extra cash? A personal loan can provide the quick cash you need to cover personal expenses, consolidate debt, or fund home improvements.
Payday Loan
Facing unexpected expenses before your next paycheck? A payday loan is a short-term loan that provides quick cash to cover urgent bills and emergencies, with the convenience of a loan repayment on your next payday.
Foreigner Loan
Struggling with your budget as a foreigner working and living in Singapore? A foreigner loan offers hassle-free and fast access to cash for remittance, medical emergencies, rent payments, or other personal needs.
Business Loan
Running a small business and need additional capital? A business loan provides the necessary funds to manage cash flow, expand operations, or seize new opportunities.
Frequently Asked Questions
How is Elite Money Lender different from the other moneylenders?
While loan sharks may offer quick cash, they are not regulated by the registry and can impose unfair terms. Instead, opt for moneylenders in Singapore like Elite Investment & Credit which are regulated and offer fast and transparent lending services.
Having a loan with us ensures you receive support from a legal licensed money lender. We offer fast Loan Processing, Flexible Contracts, Tailored loan terms, Personalized Service, and Lower Eligibility Requirements.
What documents do I need to apply for a loan?
For Singaporean/PR:
- Original IC
- CPF Statement
- IRAS – NOA
- Billing proof
For Foreigners:
- Original work permit
- Employment contract/recent 3 months payslip
- Billing proof
How do I apply for loans in Singapore?
For convenience, you may apply online via Singpass Myinfo on our website. Alternatively, you may drop by our office. For any enquiries, feel free to contact us at +65 6970 7161.
How do I collect my loan?
Once you have been notified that your loan is approved, you may come down to our office to sign the documents and collect the cash.
Can I take a loan if I have a bad credit history?
Having a poor credit score can make loan approval challenging, but options exist if you need money. While traditional lenders may often turn away customers with poor credit, licensed money lenders like Elite Investment & Credit can provide fast access to emergency cash through money lending services.
We consider factors beyond just credit history, ensuring that all terms are legally obliged to fulfil. We secure a maximum loan amount tailored to your ability to repay the loan, whether you need wedding loans or other personal financing.
Can I take another cash loan?
After you repay your previous loan, we can lend you another loan. Eligibility requirements will still apply at the time of application.
How can I check if a loan agency in Singapore is licensed?
The Ministry of Law in Singapore maintains a list of licensed money lenders. For your peace of mind, you can verify the licence status of a money lender by checking the registry of moneylenders on the Ministry of Law’s website.
What should I consider before borrowing from a licensed money lender Singapore?
Before borrowing from a licensed money lender in Singapore, it is important to carefully review and fully understand the terms and conditions of the loan contract, including the interest rate, weekly, bi-weekly, or monthly repayment schedule, and any additional fees or charges.
How do I determine the best loan solution from a licensed moneylender in Singapore?
You can assess and compare loan packages, interest rates, and customer reviews to choose the best loan solution that suits your specific financial requirements.
